What we do

We operate on three fronts: General Liability, Environmental and Professional (E&O). In the General and Environmental areas, we have a great technical and financial capacity to take on risks and cover, for example, damages arising from industrial and commercial activities, construction Works and large events. Professional Liability coverages protect lawyers, physicians, engineers and others.

In Brazil and around the world, we protect cargo movement by air, sea, rail and land. We have a staff of highly-specialized professionals to meet the broadest range of Market needs, with integrated and customized solutions. In the area of maritime risks, we have a long tradition and offer coverage encompassing the whole chain: hulls, port operators, ship construction.

Our portfolio offers solutions for insurers operating in the agribusiness area. We cover the industry’s activities as well as its related assets including machinery, equipment and storage facilities. Having operated for many years in this segment, we are leaders in the Brazilian market and one of the principal Latin American reinsurers in this area. We also offer technical support to start-up insurance companies and Bancassurance operations.

We are leaders in Brazil, with the largest capacity to protect property risks. Coverages include material damages and loss of income due to business interruption arising from fire, explosion, windstorms, electrical damages and other events. We are growing internationally and in the process of structuring our activities in this segment, especially in Latin America, where we are licensed to operate in practically all countries in the region.

We have a great deal of know-how and credibility, bringing together experience and a constant quest for innovation. We offer unique services in this segment, such as Tele-underwriting, Online Underwriting Manual and in-company training. Products covers the segments of serious illnesses, death in air accidents, loss of income and others. We also sell catastrophe support programs.

Our Oil and Gas portfolio has one of the largest capabilities to absorb risks in the exploration and production chain. Because of our credibility and leadership in the domestic market, we provide excellent services to deal with the different needs of players in the oil and gas industry. We adopt best practices and, totally in line with industry conditions, we participate in the most important projects in the world.

We have a qualified team and knowledge to offer adequate reinsurance solutions in Brazil and abroad. We work with the majority of Financial Lines products: D&O, E&O, Cyber, BBB, Crime, FIPI, and IMI. The company’s focus is on the D&O product, which protects the assets of managers and executives, and has gained prominence in Brazil in recent years.

We are one of the leaders in the segment and we support the main projects and companies in the national market, whether public or private, in their diverse needs for granting guarantees. This line requires deep knowledge of the country’s macroeconomic reality, the financial situation of companies, as well as the legislation and the particularities of each sector – therefore, our knowledge, analysis capacity and more than 80 years of experience in the national market make the difference.

We are leaders in the segment that protects those involved in the real estate financing process, enabling the acquisition of properties by guaranteeing the settlement/amortization of the debt balance in the event of death or permanent disability and by protecting the property against damages that may compromise it. We work to increase knowledge about property protection, create a culture of risk management and mitigation and contribute to the economic stability of society.